You can now fulfil your dream of buying a home in Noida with easy-to-apply home loans. Here are some things you should know about home loans in Noida.
The process to apply for a home loan is simple and can be done entirely online. An informed representative will guide you through the application process.
The eligibility criteria to apply for a home loan are the following.
Any salaried individual, 21 years or above, can apply for a home loan. On the other hand, the maximum age to apply for a home loan in Noida is 70 years for government employees and retirement age for other individuals.
Any person working in a government office, public sector undertaking office, private limited company, MNC or other such institutions are eligible for a home loan.
Applying for home loans at Piramal Capital & Housing Finance requires minimal documentation. However, there are different document requirements for salaried and self-employed applicants, in some cases.
The application form needs to be duly filled and submitted along with a recent passport-sized photograph.
Proof of identity
The following documents can be presented as a proof of your identity.
Proof of residence
As a proof of residence, you can provide any of the following documents.
Proof of income
When it comes to proof of income, it slightly differs for salaried and self-employed applicants. Salaried applicants can provide the following as proof of income:
As for self-employed individuals, the following can be presented as proof of income:
In order to apply for a home loan, having a co-applicant is mandatory. Your spouse, parents and any other immediate family member can be a co-applicant
Home loans at Piramal Capital & Housing Finance have minimal interest rates, starting from 10.50%* per annum.
You may be charged a nominal processing fee. However, all the fees and charges will be mentioned in the application process.
Noida is a planned city with growing industries. Yet it is known for being one of the greenest cities in India. A healthy balance of the urban and the rural world, Noida makes for the perfect city. A home loan in Noida can make your dream house in Noida possible!