You can now fulfil your dream of buying a home in Noida with easy-to-apply home loans. Here are some things you should know about home loans in Noida.
The process to apply for a home loan is simple and can be done entirely online. An informed representative will guide you through the application process.
The eligibility criteria to apply for a home loan are the following.
Any salaried individual, 21 years or above, can apply for a home loan. On the other hand, the maximum age to apply for a home loan in Noida is 70 years for government employees and retirement age for other individuals.
Any person working in a government office, public sector undertaking office, private limited company, MNC or other such institutions are eligible for a home loan.
Applying for home loans at Piramal Finance requires minimal documentation. However, there are different document requirements for salaried and self-employed applicants, in some cases.
The application form needs to be duly filled and submitted along with a recent passport-sized photograph.
Proof of identity
The following documents can be presented as a proof of your identity.
Proof of residence
As a proof of residence, you can provide any of the following documents.
Proof of income
When it comes to proof of income, it slightly differs for salaried and self-employed applicants. Salaried applicants can provide the following as proof of income:
As for self-employed individuals, the following can be presented as proof of income:
In order to apply for a home loan, having a co-applicant is mandatory. Your spouse, parents and any other immediate family member can be a co-applicant
Home loans at Piramal Finance have minimal interest rates, starting from 11.00%* per annum.
You may be charged a nominal processing fee. However, all the fees and charges will be mentioned in the application process.
Noida is a planned city with growing industries. Yet it is known for being one of the greenest cities in India. A healthy balance of the urban and the rural world, Noida makes for the perfect city. A home loan in Noida can make your dream house in Noida possible!
Avail Piramal Finance quality service and housing loan instantly in the top commercial and metropolitan cities of India to buy the home of your dreams.