Applying for a home loan isn’t a matter of long hours anymore. You can apply for a home loan in Indore online. The process requires minimum effort and can be done within a few minutes.
Many banks and financial institutions offer home loans only if the applicant satisfies their eligibility criteria. However, these criteria are basic and easy to satisfy. Piramal Capital & House Finance offers home loans with a very minimum eligibility criteria.
Any government employee above the age of 21 can apply for a home loan. Pensioners upto the age of 70 can also apply for a home loan. As for non-government employees, the upper age limit to apply for a home loan is usually 62 years. Therefore, any person working in government institutions, public sector undertaking offices or private sector offices can apply for a home loan in Indore.
Even self-employed people can apply for a home loan. Any self-employed person between the age of 23 and 70 can apply for a home loan. So if you’re a business owner or a self-employed professional (doctor, designer, chartered accountants etc.), you can apply for a home loan without any difficulties.
In order to apply for a home loan, you need to submit a number of documents as proof of identity, proof of address and proof of income.
As proof of identity, the following documents can be submitted:
As proof of address, applicants can produce any of the following documents:
As proof of income, salaried employees can provide any of the following:
Self-employed home loan applicants can provide any of the following documents as proof of income:
In order to encourage more people to buy their own home, home loans are available at affordable rates. At Piramal Capital & House Finance, home loans start at a mere 10.50%* interest per annum.
A small processing fee is usually charged. All the charges are, however, mentioned in the application form. So, there is no fear of hidden charges.
You can choose a repayment tenure as per your convenience. The tenures have a flexible range of 5 to 30 years.
Indore is a modernized city rooted in culture. It offers top-notch educational and medical infrastructure. The city’s pollution control measures also guarantee a great quality of life. Thus, Indore makes for the perfect city to live in! Apply for a home loan now to build your perfect home in the city of Indore.
Avail Piramal Finance quality service and housing loan instantly in the top commercial and metropolitan cities of India to buy the home of your dreams.