Here are some of the key features and benefits that you should know about a home loan in Delhi.
Just fill in the application form and submit the required documents, and soon the relationship manager will start the loan process.
Home loans also allow you a lot of freedom and flexibility when you choose the loan amount as well as the tenure of the loan. From 5 to 30 years, pick a term that best suits your requirements.
The eligibility norms set by PCHF make it very easy to apply for a home loan in Gurgaon. You can take a loan for the purchase, construction and even renovating your house.
You have the choice to opt for a floating or a fixed rate of interest for a fixed period of time. During this tenure you can repay your loan in easy instalments also called EMIs. Piramal Capital and Housing Finance offers finance that can go up to 90% of the value of the property.
Whether you are a salaried employee, or a business owner or a self-employed person, all aspiring individuals can apply for home loans.
Under Section 80C of the Income Tax Act, 1961, you can claim a deduction of INR 1.5 lakhs on your housing loan.
When you follow the company guidelines the application processes smoothly. Let us take a look at the eligibility criteria, which is different for self-employed and salaried persons:
To apply for home loans, you need to be between 23 to 70 years of age.
To ease the process, PCHF requires minimal documentation from the applicants, these include:
When planning to take on a home loan in Gurgaon, Piramal Capital and Housing Finance offers you an easy-to-understand application process. It keeps a team dedicated to your concerns and queries. While you might be consumed with thoughts regarding moving to Gurgaon or you might plan on buying a home in this commercial hub, We want to make the process simpler for you. Flexible repayment options, affordable premiums and peace of mind are some advantages that you can enjoy while seeing your dream house turn into a reality.