Here are some of the key features and benefits that you should know about a home loan in Delhi.
Typically, visiting a physical branch of the bank to apply for a loan requires plenty of time and energy. You would be asked to fill out a set of documents and forms. With Piramal Capital and Housing Finance, all you have to do is fill in a simple application form and provide the required documents to process your application.
You will be provided with an option to repay your home loan anywhere between 5 years and 30 years. This flexibility allows you to plan your finances and avoid facing any form of financial duress.
The entire process of a home loan can sometimes be quite confusing. With dedicated relationship managers, you can have all your questions and concerns addressed at any time throughout the entire process. Even after your application phase, you can continue to receive support during the term on your home loan regarding processes like repayment, interest rate, and others.
As a salaried or self-employed individual, you can avail of a home loan with an interest rate starting at 10.50%* per annum.
Before applying for a home loan, make sure that you meet all the required criteria to speed up the application and verification process. The eligibility criteria vary for salaried and self-employed individuals.
As a salaried individual, you should be at least 21 years of age to apply for a home loan. If you are a government employee who draws a pension, you can apply for a home loan in Delhi till you are 70 years old. However, if you work at a private company, you can only apply till 62 years of age.
It is wise to start planning your repayment process at the earliest as you would have enough time to accumulate the required finances. You can use the home loan EMI calculator by providing your home loan amount, interest rate, and tenor to calculate the amount of EMI you would have to pay.
You have an option to “Quick Apply” with Primala Capital and Housing Finance on the website. Follow these 2 steps to apply.
Step 1: Enter your information such as your name, email ID, phone number, loan amount, and location.
Step 2: Click on submit and a representative will get in touch with you shortly.
You can avail of a home loan in Delhi through a simple process of understanding your eligibility, filling out an application form, and having the required documents ready. You can opt for a home loan on Piramal Capital and Housing Finance and experience benefits such as attractive interest rates, flexible repayment tenor, and more.