Application process for a home loan can be done entirely online. Piramal Capital & Housing Finance has a hassle-free application process. Furthermore, a dedicated representative from the company will guide you through the entire process.
Home loans have a very basic eligibility criteria. Both salaried and self-employed individuals can apply for a home loan.
Individuals between the age of 23 and 70 years are eligible to apply for a home loan. This includes self-employed professionals like doctors, chartered accountants, designers and architects. Business owners and other self-employed non-professionals are also eligible to apply for a home loan.
Lastly, a co-applicant must be there in order to be eligible for a home loan. Any first blood relative or your spouse can be a co-applicant.
Applicants need to submit a set of documents before the approval of the loan. Here's what is needed.
Proof of income is different for salaried and self-employed individuals.
Salaried individuals can produce any of the following:
Self-employed individuals can produce any of the following:
Home loans at Piramal Capital & Housing Finance come are available at affordable interest rates. They begin from10.50%* p.a.
A very small percentage of the total loan amount is charged as a processing fee. All the charges are mentioned on the application form and there are no hidden charges.
Bangalore is a metropolitan city that is the face of developing India. Its citizen-centric policies, job opportunities and accessibility to resources makes it one of the best cities to live in. If you feel a home loan can provide you with the opportunity to own a home in Bangalore, you can visit Piramal Capital & Housing Finance’s loan options from its website.
Avail Piramal Finance quality service and housing loan instantly in the top commercial and metropolitan cities of India to buy the home of your dreams.