Application process for a home loan can be done entirely online. Piramal Capital & Housing Finance has a hassle-free application process. Furthermore, a dedicated representative from the company will guide you through the entire process.
Home loans have a very basic eligibility criteria. Both salaried and self-employed individuals can apply for a home loan.
Individuals between the age of 23 and 70 years are eligible to apply for a home loan. This includes self-employed professionals like doctors, chartered accountants, designers and architects. Business owners and other self-employed non-professionals are also eligible to apply for a home loan.
Lastly, a co-applicant must be there in order to be eligible for a home loan. Any first blood relative or your spouse can be a co-applicant.
Applicants need to submit a set of documents before the approval of the loan. Here's what is needed.
Proof of income is different for salaried and self-employed individuals.
Salaried individuals can produce any of the following:
Self-employed individuals can produce any of the following:
Home loans at Piramal Capital & Housing Finance come are available at affordable interest rates. They begin from10.50%* p.a.
A very small percentage of the total loan amount is charged as a processing fee. All the charges are mentioned on the application form and there are no hidden charges.
Bangalore is a metropolitan city that is the face of developing India. Its citizen-centric policies, job opportunities and accessibility to resources makes it one of the best cities to live in. If you feel a home loan can provide you with the opportunity to own a home in Bangalore, you can visit Piramal Capital & Housing Finance’s loan options from its website.