पीरामल फायनांस द्वारा व्यक्तिगत कर्ज

मुख्य खूबियॉं

कर्ज राशि

रु. 25 undefined - रु. 12 लाख

कर्ज की अवधि

60 महीना

ब्याज दर की शुरुआत

12.99% प्र.व. से

विस्तृत शुल्क और प्रभारों के लिए यहाँ क्लिक करें *नियम व शर्तें लागू.

Piramal Finance is a registered Housing Finance Company (HFC) with National Housing Bank (NHB)

Who Can Apply for Personal Loan Online?

Salaried people with a minimum monthly salary of ₹15,000/- can apply for an instant loan.

Check Your Personal Loan Eligibility & Calculate EMI
  • Personal Loan EMI Calculator

  • Personal Loan Eligibility Calculator

1 लाख2 करोड़
Your Personal loan EMI is
मूलधन राशि
ब्याज राशि

Digital Documents for Instant Loan

व्यक्तिगत कर्ज के लिए हमें आवेदक के पेशे/व्यवसायक के आधार पर कुछ दस्तावेजों की आवश्यकता होती है.

केवाईसी दस्तावेज

पहचान और पता प्रमाण

आय दस्तावेज

आय का प्रमाण

मुझे यह दस्तावेज सूची व्हॉट्सऐप करें

How to apply for an Instant Personal Loan Online?

Apply for Instant Loan
  • Click on Apply Now to initiate the process
  • Enter your 10-digit mobile number linked to your bank account
  • Enter the OTP sent to your mobile number
PAN Verification
  • Enter your PAN details
  • Declare your monthly income
KYC Verification
  • Enter your KYC details
  • Confirm your address
  • Take a selfie
Bank Account Details
  • Enter the bank account number where you want the loan to get credited
  • Enter the IFSC code of the bank
Work Information
  • Select your company name
  • Enter your work email address
Upload Bank Statement
  • Enter the bank account number of your salary bank account
E-mandate and E-sign
  • Set-up EMI auto-repayment
  • Review and accept the final loan offer
  • Complete E-sign
  • Instant loan will get credited to your verified bank account

Fees & Charges for Personal Loan

Features & FeesDetails
Personal Loan Interest Rates12.99%* p.a. onwards
Loan Amount₹ 25,000 to ₹ 12,00,000
Processing FeesUp to 5% plus applicable taxes
Loan Tenure12 - 60 months tenure
Prepayment Charges ₹ 0
Foreclosure Charges₹ 0
Stamp DutyAt actuals (as per state)
Cheque Bounce Charges₹ 500 plus applicable taxes
EMI Bounce Charges₹ 500 plus applicable taxes
EMI Pickup/Collection Charges₹ 250 per visit plus applicable taxes
Cash Collection Charges1% of collection amount of Rs. 50000 and above in cash + taxes
Change of Loan Repayment Mode₹ 500 plus applicable taxes
Loan Cancellation after DisbursementInterest accrued & due plus applicable taxes
Loan Repayment Schedule (applicable for physical copies only)₹ 500 plus applicable taxes
Change of Loan RepaymentMode₹ 1000 plus applicable taxes

Types of Personal Loan

We provide various easy loans to serve the various needs of customers. Please check out the below-mentioned types to avail the quick loan online.

View more

piramal faqs

Personal Loan by Amount

Now it is possible to get instant loan by amount starting from ₹ 25,000 up to ₹ 12,00,000. Please check the below-mentioned options.

पीरामल फायनांस में व्यक्तिगत कर्ज के लाभ

Piramal Finance offers the best personal loan in India. Some of the benefits of availing of a personal loan from Piramal Finance include competitive personal loan rates, quick personal loan sanction and disbursal, flexible repayment tenure, and many more.

शून्य पूर्वसमापन शुल्क

शून्य पूर्व भुगतान और पूर्व समापन शुल्क

ऊँचे कर्जों के लिए आय को जोड़ना

पीरामल फायनांस उच्चतर कर्ज राशियों की पात्रता के लिए आय को जोड़ने की शानदार लौचिकता मिलती है

शीघ्र वितरण

पीरामल फायनांस में, आपके व्यक्तिगत कर्जों को जितना संभव हो उतनी जल्द वितरित किए जाएंगे.

व्यक्तिगत कर्ज ईएमआई जो आपकी जेब के लिए उपयुक्त है

व्यक्तिगत कर्जों पर वाजिब ब्याज दरों के साथ, आपकी किस्तें काफी किफायती होंगी.

100% Paper-Less Documentation

You can avail an instant loan by submitting the required documents online. The process is quick and hassle-free.

100% Secure Process

Your privacy and security are our top priorities. Our 100% secure process protects your personal and financial information.
Our Journey So Far
Happy Customers
Loans Sanctioned
Loan Disbursed
1,250 Cr+
Active Customers

अक्सर पूछे जानेवाले प्रश्न

व्यक्तिगत कर्ज क्या है?
piramal faqs

What is the mode of Personal Loan Payments?
piramal faqs

How to Improve Your Chances of Getting an Instant Loan?
piramal faqs

What is the CIBIL score required to avail an Instant personal loan?
piramal faqs

What is a prepayment and how does it help repay your personal loan?
piramal faqs

How to calculate Your Personal Loan EMI?
piramal faqs

What is a pre-approved loan?
piramal faqs

How to Track Personal Loan Application status?
piramal faqs

What happens if a personal loan is not paid?
piramal faqs

Is there any option to get the foreclosure charges waived?
piramal faqs

Is there a 12-month lock-in period for pre-closure?
piramal faqs

Is the interest rate on Personal Loan flat or reducing?
piramal faqs