Home Loan offerings by Piramal Capital & Housing Finance Ltd. (Piramal Finance)

Key Features

Loan amount

₹ 5 Lakhs - 2 Crore

Loan tenure up to

30 years

Interest rates starting at

((home-loan.interest)) 9.50%* p.a

For detailed fees and charges Click here  *T&C apply

Advantages Of Home Loan By Piramal Finance

Easy Procedures

When you want to apply for a home loan from Piramal Finance, you only need to fill out the application form and submit the listed documents. Shortly, a relationship manager will get in touch with you and start the procedure as per your convenience. The option of an online home loan application makes the process quicker and simpler.

Tax Benefits

Another major benefit that you can avail of when seeking a home loan is tax benefits. Under Section 80C of the Income Tax Act, 1961, you can claim up to INR 1.5 lakhs on the principal amount, registration cost and the stamp duty charges of the housing loan.

In the case of a joint home loan, each borrower (provided they are also the co-owner of the property) can claim up to INR 1.5 lakhs in an annual year.

Flexibility Of Repayment

Several options are available when it comes to creating a home loan plan that suits your requirements. Our loan plans are designed to be flexible in the tenure, prepayment, and foreclosure terms.

Home Loan EMI That Fits Your Pocket

To make paying your home loan all the more convenient, we also offer you the choice to opt for a floating or a fixed interest rate when you opt for a home loan. With a loan up to 90% of the purchase price, you stand so much closer to turning your dream into a reality.

Loans For All

For salaried as well as self-employed individuals, Piramal Finance offers the best deals possible when it comes to home loans.

Minimum Documentation

To further ensure an easy and hassle-free process of a home loan application, Piramal Finance requires minimal documentation.

More Home Loan Products

/in/en/home-loan/home-construction-loans.html

Construction Loan

With a construction loan from Piramal finance, the perfect home for you is easily within reach...

construction
arrow
/in/en/home-loan/home-construction-loans.html
Key Features

Construction Loan

90% of Property Cost

Loan tenure up to

30 years

Interest rates starting at

9.50% p.a

/content/piramalfinance/in/en/home-loan/home-renovation-loans.html

Renovation Loan

With a Home Renovation Loan, you can keep your hard-earned savings and investments untouched and pay off...

renovation
arrow
/content/piramalfinance/in/en/home-loan/home-renovation-loans.html
Key feature

Loan amount

₹ 5 Lakhs - 2 Crores

Loan funded up to

30 years

Interest rates starting at

9.50% p.a

/content/piramalfinance/in/en/home-loan/home-extension-loans.html

Extension Loan

You may simply enlarge your own home in utmost comfort with a home extension loan from Piramal finance...

extension-svg
arrow
/content/piramalfinance/in/en/home-loan/home-extension-loans.html
Key feature

Loan amount

₹ 5 Lakhs - 2 Crores

Loan tenure up to

30 years

Interest rates starting at

9.50% p.a

Frequently asked questions

How can I get an estimate of the home loan amount?

The simplest way to calculate the home loan eligibility and the home loan EMI is to make use of the calculator available on our portal. It is a free online tool that allows you to plan a home loan efficiently and in a clearer manner.
Are there any tax benefits on the home loan?
Under Section 80C of the Income Tax Act, 1961, you can claim up to INR 1.5 lakhs on the principal amount, registration cost, and stamp duty charges of the housing loan.
Can I get a home loan for the entire amount?
No. Under the guidelines of the RBI, a lender cannot lend 100% of the home loan amount. Depending on the lender you have opted for, you may be able to take a home loan for about 80% to 90% of the purchase price of the property. You would need to make a down payment of the remaining amount on your own.
What are the maximum home loan tenure and loan amount offered by Piramal Finance?
Piramal Finance offers home loans that can go up to INR 75 lakhs for a tenure of 25 years.
Lorem ipsum
Mandatory Documents* PAN card Document Proof Submit any one Identity Address Aadhaar Driving License Voter's Identity Card Passport Job card issued by NREGA Utility bills like Telephone Bill / Electricity Bill etc. Letter issued by the NPR containing details of photo / name

Get quick approvals for home loan in Metro Cities

Avail Piramal Finance quality service and housing loan instantly in the top commercial and metropolitan cities of India to buy the home of your dreams.

Nearest Branches of Piramal Finance where you can visit and apply for a home loan in Indore

MG Road

Apply Now

The MG Road branch of Piramal Finance is located at Indore Center on the 3rd floor. One can take a taxi or an auto from any part of Indore to get here. Applying for a home loan in MG Road branch is simple and hassle-free.

Vijay Nagar

Apply Now

The Vijay Nagar branch of Piramal Finance is located at Airen Heights, No. 503 to 505, on the 5th floor. The branch offers a variety of loans and financial services to its customers. Get the best home loans in Vijay Nagar branch from experienced professionals.

How to Apply for Home Loan in Indore?

Here is a step-by-step guide for applying for a housing loan in Indore

Step 1: Go to the Piramal Finance Home Loan Indore page. Read the features and eligibility criteria, and start the application process.