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Business Loan in Jaipur

Jaipur, the “pink city” of India, is popular the world over for its rich and varied heritage, traditions, tourist attractions, and cuisine. The capital of Rajasthan is also a hub for economic development. For many residents, owning a small business in this vibrant city is a great opportunity. Jaipur indeed offers a perfect customer base to build a profitable business.

Being an upcoming micro SME (small and medium enterprises) cluster, there are many who wish to take their early-stage business/ brand/ company or shop to a higher and better level. If you are someone who dreams of having or growing your business, there are some excellent options of business loan in Jaipur that can take care of all your worries.

If you are looking for a business loan in Jaipur, Piramal Capital and Housing and Finance are worth considering. Here are the key features and benefits of the business loans by Piramal Capital and Housing and Finance.

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  1. Higher eligibility, better loans
  2. With an extensive and comprehensive system of assessment of your eligibility for the secured loan, there are higher chances for approval of loan amounts up to INR 25 lakhs, depending upon the value of the collateral property that suits your business needs and necessities.

  3. Approval against the clock
  4. When in need of finances, waiting for the loan to be approved can be stressful and challenging. At Piramal Finance, the approval for the loan applied is generally done within a brief period of 48 hours. With proper documents and eligibility criteria, getting quick approval for the loan would not be a problem.

  5. Loans that make use of numerous collaterals
  6. When building your small business in Jaipur, don’t let the lack of funds hold you back. The company offers leverage on your residential, industrial or commercial assets.

  7. Affordable and easy loans
  8. As a budding entrepreneur in Jaipur, you may want to invest in new infrastructure, buying new machinery, new construction/ renovation or digital transformation. For this, you may feel the need to accrue debt from friends/ lenders at a high-interest rate. But at Piramal Capital and Housing and Finance, the application process and the disbursal of the loan is done quickly and easily. The rate of interest charged is also quite competitive.

Eligibility criteria for the business loans:

The criteria of eligibility could be divided into two major categories:

  1. For salaried people:
  • The age criteria would be 23 to 62 years (in case of private employees) or 70 years (in the case of government employees)
  • Criteria for the nature of employment would be those working in/as – Sole proprietorship (including HUF), Partnership business/ Limited Liability partnership business, MNC, Public/Private sector business, and so on.
  • The documents needed for applying for the loan would be:
    • Form 16
    • Bank statements for the last six months
    • Salary slips
    • KYC documents
    • Income Tax Returns for the previous two years
    • Other collateral documents.
  1. For self-employed people:
  • The minimum age limit for a loan approval would be 23, and the maximum age limit would be 70.
  • People who are self-employed with their own private business or practice like CA firms, doctors, and medical professionals qualify under this.
  • Other non- salaried self-employed non-professionals like business partners, proprietors, etc., come under this eligibility criteria.
  • The documents required for the loans would be the same as salaried professional wherein, except the salary slips are not necessary, and audit financials compiled by the CA for the business would be required.


Business innovations and creations are what make up the economic growth of your business. At Piramal Finance, there would be a relationship manager dedicated to you, to help you through the entire loan journey. So, if you are looking for a business loan in Jaipur, Piramal Finance is the one-stop-shop for you.

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